/* =========================================================
   Insurance Deal — Design Tokens
   Palette:  Ink Navy #0F2A4A · Slate Steel #2B4A6B
             Amber Signal #E8A33D · Cloud #F7F9FB
             Charcoal #1C2530 · Teal Check #1F8A70
   Type:     Fraunces (display) / Inter (body) / IBM Plex Mono (data)
   ========================================================= */

@import url('https://fonts.googleapis.com/css2?family=Fraunces:opsz,wght@9..144,500;9..144,600;9..144,700&family=Inter:wght@400;500;600;700&family=IBM+Plex+Mono:wght@500;600&display=swap');

:root{
  --ink:        #0B3D3A;
  --ink-2:      #0F4F49;
  --slate:      #3F6B66;
  --amber:      #E8623D;
  --amber-dark: #C94F2E;
  --cloud:      #F4F8F7;
  --cloud-2:    #E8F1EE;
  --charcoal:   #1A2422;
  --teal:       #2F8F6B;
  --line:       #DBE7E3;
  --white:      #FFFFFF;

  --font-display: "Fraunces", Georgia, serif;
  --font-body: "Inter", -apple-system, BlinkMacSystemFont, sans-serif;
  --font-mono: "IBM Plex Mono", ui-monospace, monospace;

  --radius-sm: 8px;
  --radius-md: 14px;
  --radius-lg: 22px;
  --shadow-card: 0 2px 14px rgba(15,42,74,0.08);
  --shadow-lift: 0 12px 30px rgba(15,42,74,0.16);
}

*{ box-sizing: border-box; }
html{ scroll-behavior: smooth; }
body{
  margin:0;
  font-family: var(--font-body);
  color: var(--charcoal);
  background: var(--white);
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
}
img{ max-width:100%; display:block; }
a{ color: inherit; text-decoration:none; }
ul{ margin:0; padding:0; list-style:none; }
button{ font-family: inherit; cursor:pointer; }
h1,h2,h3,h4{ font-family: var(--font-display); margin:0 0 .5em 0; color: var(--ink); line-height:1.15; }
p{ margin:0 0 1em 0; }

.container{
  max-width: 1160px;
  margin: 0 auto;
  padding: 0 24px;
}

.eyebrow{
  font-family: var(--font-mono);
  font-size: .72rem;
  letter-spacing: .12em;
  text-transform: uppercase;
  color: var(--slate);
  font-weight:600;
}

/* Focus visibility */
a:focus-visible, button:focus-visible, input:focus-visible, select:focus-visible, summary:focus-visible{
  outline: 3px solid var(--amber);
  outline-offset: 2px;
}

@media (prefers-reduced-motion: reduce){
  *{ animation-duration: 0.01ms !important; animation-iteration-count: 1 !important; transition-duration: 0.01ms !important; scroll-behavior:auto !important; }
}

/* ---------- Top disclosure bar ---------- */
.disclosure-bar{
  background: #FFF6E6;
  border-bottom: 1px solid #F0DDB0;
  font-size: .78rem;
  color: #6B4E12;
  padding: 8px 0;
}
.disclosure-bar strong{ color: #573D0C; }

/* ---------- Header ---------- */
.site-header{
  position: sticky; top:0; z-index: 50;
  background: var(--white);
  border-bottom: 1px solid var(--line);
}
.site-header .container{
  display:flex; align-items:center; justify-content:space-between;
  padding-top:14px; padding-bottom:14px; gap: 20px;
}
.brand{ display:flex; align-items:center; gap:10px; }
.brand-mark{ width:34px; height:34px; flex-shrink:0; }
.brand-text{ display:flex; flex-direction:column; line-height:1.1; }
.brand-text .name{ font-family: var(--font-display); font-weight:600; font-size:1.05rem; color:var(--ink); }
.brand-text .tag{ font-family: var(--font-mono); font-size:.64rem; letter-spacing:.06em; color: var(--slate); text-transform:uppercase; }

.main-nav{ display:flex; align-items:center; gap:26px; }
.main-nav a{
  font-size:.92rem; font-weight:500; color: var(--charcoal);
  padding: 6px 0; border-bottom: 2px solid transparent;
}
.main-nav a:hover, .main-nav a[aria-current="page"]{ color: var(--ink); border-bottom-color: var(--amber); }

.header-cta{ display:flex; align-items:center; gap:14px; }
.phone-pill{
  display:flex; align-items:center; gap:8px;
  background: var(--ink); color: var(--white);
  font-family: var(--font-mono); font-weight:600; font-size:.9rem;
  padding: 10px 16px; border-radius: 999px;
  white-space:nowrap;
}
.phone-pill svg{ width:16px; height:16px; }

.nav-toggle{ display:none; background:none; border:1px solid var(--line); border-radius:8px; padding:8px 10px; }
.nav-toggle svg{ width:20px; height:20px; }

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex; align-items:center; justify-content:center; gap:8px;
  border-radius: 999px; font-weight:600; font-size:.95rem;
  padding: 13px 26px; border: 2px solid transparent; transition: transform .15s ease, background .15s ease;
}
.btn:hover{ transform: translateY(-1px); }
.btn-primary{ background: var(--amber); color: var(--ink); }
.btn-primary:hover{ background: var(--amber-dark); }
.btn-outline-light{ background: transparent; color: var(--white); border-color: rgba(255,255,255,.55); }
.btn-outline-light:hover{ background: rgba(255,255,255,.12); }
.btn-solid-navy{ background: var(--ink); color:var(--white); }
.btn-solid-navy:hover{ background: var(--ink-2); }
.btn-block{ width:100%; }
.btn[disabled]{ opacity:.55; cursor:not-allowed; transform:none; }

/* ---------- Hero ---------- */
.hero{
  background: radial-gradient(120% 140% at 20% 0%, var(--ink-2) 0%, var(--ink) 55%, #0B2038 100%);
  color: var(--white);
  padding: 64px 0 56px;
}
.hero-grid{ display:grid; grid-template-columns: 1.05fr .95fr; gap: 48px; align-items:center; }
.hero-eyebrow{ color: var(--amber); font-family: var(--font-mono); font-size:.75rem; letter-spacing:.14em; text-transform:uppercase; font-weight:600; margin-bottom:14px; }
.hero h1{ color: var(--white); font-size: clamp(2rem, 3.4vw, 2.85rem); font-weight:600; margin-bottom:16px; }
.hero p.lede{ color: #C9D6E4; font-size:1.08rem; max-width: 46ch; margin-bottom: 26px; }
.hero-actions{ display:flex; flex-wrap:wrap; gap:14px; margin-bottom: 28px; }
.trust-chips{ display:flex; flex-wrap:wrap; gap:10px; }
.chip{
  font-size:.78rem; font-weight:600; color:#E7EEF6;
  background: rgba(255,255,255,.08); border:1px solid rgba(255,255,255,.18);
  padding: 7px 14px; border-radius:999px; display:flex; align-items:center; gap:6px;
}
.chip svg{ width:13px; height:13px; color: var(--amber); }

/* Signature gauge graphic */
.gauge-card{
  background: rgba(255,255,255,.06);
  border: 1px solid rgba(255,255,255,.16);
  border-radius: var(--radius-lg);
  padding: 26px 26px 20px;
  backdrop-filter: blur(6px);
}
.gauge-card .gauge-caption{ font-family: var(--font-mono); font-size:.72rem; color:#B9C8D9; text-align:center; letter-spacing:.05em; text-transform:uppercase; margin-top:10px;}
.gauge-labels{ display:flex; justify-content:space-between; font-size:.72rem; color:#B9C8D9; font-family:var(--font-mono); margin-top:2px; padding: 0 6px;}
.gauge-labels span.active{ color: var(--amber); font-weight:600; }
#gaugeNeedle{ transform-origin: 150px 150px; animation: sweep 1.6s cubic-bezier(.2,.7,.2,1) forwards; }
@keyframes sweep{
  0%{ transform: rotate(-90deg); }
  100%{ transform: rotate(0deg); }
}

/* ---------- Feature strip ---------- */
.feature-strip{ border-bottom:1px solid var(--line); background: var(--white); }
.feature-strip .container{ display:grid; grid-template-columns: repeat(4,1fr); gap:14px; padding-top:22px; padding-bottom:22px; }
.feature-item{
  display:flex; align-items:center; gap:10px; font-size:.88rem; font-weight:600; color: var(--ink);
  background: var(--cloud); border:1px solid var(--line); border-radius: 999px; padding: 12px 16px;
}
.feature-item svg{ width:16px; height:16px; color: var(--teal); flex-shrink:0; }

/* ---------- Section shells ---------- */
section{ padding: 74px 0; }
.section-alt{ background: var(--cloud); }
.section-head{ text-align:center; max-width: 640px; margin: 0 auto 40px; }
.section-head h2{ font-size: clamp(1.6rem,2.6vw,2.1rem); }
.section-head p{ color: var(--slate); }

/* ---------- Plan cards ---------- */
.plans-grid{ display:grid; grid-template-columns: repeat(3,1fr); gap: 22px; align-items:start; }
.plan-card{
  background: var(--white); border: 1px solid var(--line); border-radius: var(--radius-md);
  padding: 28px 26px; box-shadow: var(--shadow-card);
}
.plan-card.featured{
  background: var(--ink); color: var(--white); border-color: var(--ink);
  transform: translateY(-10px); box-shadow: var(--shadow-lift);
}
.plan-badge{
  display:inline-block; background: var(--amber); color: var(--ink); font-family:var(--font-mono);
  font-size:.68rem; font-weight:700; letter-spacing:.06em; text-transform:uppercase;
  padding: 4px 10px; border-radius: 999px; margin-bottom:14px;
}
.plan-name{ font-weight:600; font-size:1.02rem; margin-bottom:2px; }
.plan-card.featured .plan-name{ color: var(--white); }
.plan-price{ font-family: var(--font-mono); font-size:2.1rem; font-weight:600; color: var(--ink); margin: 6px 0 0; }
.plan-card.featured .plan-price{ color: var(--white); }
.plan-price sup{ font-size:.95rem; font-weight:500; }
.plan-note{ font-size:.78rem; color: var(--slate); margin-bottom:18px; }
.plan-card.featured .plan-note{ color:#AFC2D6; }
.plan-list{ margin-bottom:22px; }
.plan-list li{ display:flex; gap:9px; align-items:flex-start; font-size:.92rem; padding:6px 0; }
.plan-list svg{ width:16px; height:16px; color: var(--teal); flex-shrink:0; margin-top:3px; }
.plan-card.featured .plan-list svg{ color: var(--amber); }

.plans-footnote{
  margin-top: 26px; background:#FFF6E6; border:1px solid #F0DDB0; color:#6B4E12;
  border-radius: var(--radius-sm); padding: 14px 18px; font-size:.83rem; text-align:center;
}

/* ---------- Why choose ---------- */
.why-grid{ display:grid; grid-template-columns: repeat(3,1fr); gap:22px; }
.why-card{ background: var(--white); border:1px solid var(--line); border-radius: var(--radius-md); padding: 30px 24px; text-align:center; }
.why-icon{
  width:52px; height:52px; border-radius:14px; background: var(--cloud-2); color: var(--ink);
  display:flex; align-items:center; justify-content:center; margin: 0 auto 16px;
}
.why-icon svg{ width:24px; height:24px; }
.why-card h3{ font-size:1.05rem; margin-bottom:8px; }
.why-card p{ color: var(--slate); font-size:.92rem; margin:0; }

/* ---------- Services grid ---------- */
.services-grid{ display:grid; grid-template-columns: repeat(4,1fr); gap:18px; }
.service-card{ background: var(--white); border:1px solid var(--line); border-radius: var(--radius-md); padding:22px; }
.service-icon{ width:38px; height:38px; border-radius:10px; background: var(--cloud-2); color: var(--slate); display:flex; align-items:center; justify-content:center; margin-bottom:14px; }
.service-icon svg{ width:19px; height:19px; }
.service-card h3{ font-size:.98rem; margin-bottom:6px; }
.service-card p{ color: var(--slate); font-size:.86rem; margin:0; }

/* ---------- CTA band ---------- */
.cta-band{ background: linear-gradient(120deg, var(--ink) 0%, var(--ink-2) 100%); color: var(--white); text-align:center; }
.cta-band h2{ color: var(--white); }
.cta-band p{ color:#C9D6E4; max-width:52ch; margin:0 auto 26px; }
.cta-band .hours{ margin-top:14px; font-family:var(--font-mono); font-size:.82rem; color:#9FB3C6; }

/* ---------- Callback form ---------- */
.form-wrap{ max-width: 560px; margin: 0 auto; }
.form-card{ border-radius: var(--radius-lg); overflow:hidden; border:1px solid var(--line); box-shadow: var(--shadow-card); background:var(--white); }
.form-card-head{ background: var(--ink); color:var(--white); padding: 20px 26px; }
.form-card-head h3{ color:var(--white); font-size:1.1rem; margin-bottom:4px; }
.form-card-head p{ color:#C9D6E4; font-size:.85rem; margin:0; }
.form-card-body{ padding: 26px; }
.field{ margin-bottom:18px; }
.field label{ display:block; font-weight:600; font-size:.86rem; margin-bottom:6px; color: var(--ink); }
.field input, .field select{
  width:100%; padding: 12px 14px; border-radius: var(--radius-sm); border:1px solid var(--line);
  font-family: inherit; font-size:.95rem; background: var(--cloud); color: var(--charcoal);
}
.field input:focus, .field select:focus{ background: var(--white); border-color: var(--ink); outline:none; }
.field-error{ color:#B3261E; font-size:.78rem; margin-top:6px; display:none; }
.field.has-error input, .field.has-error select{ border-color:#B3261E; }
.field.has-error .field-error{ display:block; }
.consent-text{ font-size:.78rem; color: var(--slate); margin: 6px 0 20px; }
.form-success{
  display:none; text-align:center; padding: 10px 4px 4px; color: var(--teal); font-weight:600; font-size:.92rem;
}
.form-success.show{ display:block; }
.form-foot-note{ text-align:center; font-size:.78rem; color: var(--slate); padding: 0 20px 20px; }

/* ---------- FAQ ---------- */
.faq-wrap{ max-width: 720px; margin:0 auto; }
.faq-item{ border:1px solid var(--line); border-radius: var(--radius-sm); margin-bottom:12px; background: var(--white); overflow:hidden; }
.faq-item summary{
  list-style:none; cursor:pointer; padding:16px 20px; font-weight:600; font-size:.95rem;
  display:flex; align-items:center; justify-content:space-between; color: var(--ink);
}
.faq-item summary::-webkit-details-marker{ display:none; }
.faq-item summary .chev{ width:18px; height:18px; color: var(--slate); transition: transform .2s ease; flex-shrink:0; }
.faq-item[open] summary .chev{ transform: rotate(180deg); }
.faq-item .faq-body{ padding: 0 20px 18px; color: var(--slate); font-size:.92rem; }

/* ---------- Page hero (interior pages) ---------- */
.page-hero{ background: var(--ink); color:var(--white); padding: 52px 0; }
.page-hero .eyebrow{ color: var(--amber); }
.page-hero h1{ color:var(--white); font-size: clamp(1.7rem,3vw,2.3rem); }
.page-hero p{ color:#C9D6E4; max-width: 60ch; margin:0; }

/* ---------- Content pages (legal, about) ---------- */
.content-wrap{ max-width: 780px; margin: 0 auto; }
.content-wrap h2{ font-size:1.35rem; margin-top:2em; }
.content-wrap h2:first-child{ margin-top:0; }
.content-wrap p, .content-wrap li{ color: var(--charcoal); }
.content-wrap ul{ margin: 0 0 1em 1.3em; list-style: disc; }
.content-wrap li{ margin-bottom:.4em; }
.updated-note{ font-family: var(--font-mono); font-size:.78rem; color: var(--slate); margin-bottom: 30px; }

.stat-row{ display:grid; grid-template-columns: repeat(4,1fr); gap:18px; margin: 40px 0; }
.stat{ text-align:center; background: var(--cloud); border:1px solid var(--line); border-radius: var(--radius-md); padding: 22px 12px; }
.stat .num{ font-family: var(--font-mono); font-size:1.6rem; font-weight:600; color: var(--ink); }
.stat .label{ font-size:.78rem; color: var(--slate); margin-top:4px; }

.team-grid{ display:grid; grid-template-columns: repeat(3,1fr); gap:20px; margin-top: 30px; }
.team-card{ text-align:center; background:var(--white); border:1px solid var(--line); border-radius: var(--radius-md); padding:24px 18px; }
.team-avatar{ width:64px; height:64px; border-radius:50%; background: var(--cloud-2); color: var(--slate); display:flex; align-items:center; justify-content:center; margin: 0 auto 14px; font-family: var(--font-display); font-weight:600; font-size:1.2rem;}
.team-card h4{ font-size:.95rem; margin-bottom:2px; }
.team-card .role{ font-size:.78rem; color: var(--slate); font-family: var(--font-mono); }

.license-table{ width:100%; border-collapse: collapse; margin: 20px 0 30px; font-size:.88rem; }
.license-table th, .license-table td{ text-align:left; padding: 10px 12px; border-bottom:1px solid var(--line); }
.license-table th{ font-family: var(--font-mono); font-size:.72rem; text-transform:uppercase; letter-spacing:.05em; color: var(--slate); }
.license-scroll{ overflow-x:auto; border:1px solid var(--line); border-radius: var(--radius-sm); }

/* ---------- Footer ---------- */
.site-footer{ background: #0B1A2C; color:#B9C8D9; padding: 56px 0 0; }
.footer-grid{ display:grid; grid-template-columns: 1.4fr 1fr 1fr 1.2fr; gap: 32px; padding-bottom: 40px; border-bottom:1px solid rgba(255,255,255,.08); }
.footer-grid h4{ color:var(--white); font-family: var(--font-mono); font-size:.75rem; letter-spacing:.06em; text-transform:uppercase; margin-bottom:16px; }
.footer-grid p{ font-size:.85rem; color:#9FB3C6; }
.footer-grid li{ margin-bottom:10px; font-size:.88rem; }
.footer-grid a:hover{ color: var(--amber); }
.footer-brand{ display:flex; align-items:center; gap:10px; margin-bottom:14px; }
.footer-brand .name{ font-family: var(--font-display); color:var(--white); font-weight:600; }
.footer-contact li{ display:flex; gap:9px; align-items:flex-start; }
.footer-contact svg{ width:15px; height:15px; margin-top:3px; color: var(--amber); flex-shrink:0; }

.legal-notice{ padding: 26px 0; font-size:.76rem; color:#7E93A8; line-height:1.7; }
.legal-notice strong{ color:#B9C8D9; }
.copyright{ text-align:center; padding: 18px 0 26px; font-size:.78rem; color:#61748A; border-top:1px solid rgba(255,255,255,.06); }

/* ---------- Animations ---------- */

/* Hero entrance */
.hero-eyebrow, .hero h1, .hero p.lede, .hero-actions, .hero .trust-chips, .gauge-card{
  opacity:0;
  animation: rise .7s ease forwards;
}
.hero-eyebrow{ animation-delay:.05s; }
.hero h1{ animation-delay:.15s; }
.hero p.lede{ animation-delay:.28s; }
.hero-actions{ animation-delay:.4s; }
.hero .trust-chips{ animation-delay:.5s; }
.gauge-card{ animation-delay:.2s; }

@keyframes rise{
  from{ opacity:0; transform: translateY(16px); }
  to{ opacity:1; transform: translateY(0); }
}

/* Scroll reveal (driven by JS adding .in-view) */
.reveal{
  opacity:0;
  transform: translateY(22px);
  transition: opacity .6s ease, transform .6s ease;
}
.reveal.in-view{
  opacity:1;
  transform: translateY(0);
}

/* Card lift + icon motion on hover */
.plan-card, .why-card, .service-card, .team-card, .stat, .faq-item, .feature-item{
  transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease;
}
.plan-card:hover{ transform: translateY(-6px); box-shadow: var(--shadow-lift); }
.plan-card.featured:hover{ transform: translateY(-16px); }
.why-card:hover, .service-card:hover, .team-card:hover{ transform: translateY(-5px); border-color: var(--slate); box-shadow: var(--shadow-card); }
.why-card:hover .why-icon, .service-card:hover .service-icon{ transform: scale(1.08) rotate(-4deg); }
.why-icon, .service-icon{ transition: transform .3s ease; }
.stat:hover{ transform: translateY(-4px); }

.chip{ transition: transform .2s ease, background .2s ease; }
.chip:hover{ transform: translateY(-2px); background: rgba(255,255,255,.14); }

.feature-item svg{ transition: transform .3s ease; }
.feature-item:hover svg{ transform: scale(1.15); }

/* Gauge needle pulse after sweep settles */
#gaugeNeedle{ animation: sweep 1.4s cubic-bezier(.2,.7,.2,1) forwards, tick 2.6s ease-in-out 1.6s infinite; }
@keyframes tick{
  0%, 100%{ transform: rotate(0deg); }
  50%{ transform: rotate(4deg); }
}

/* Nav underline glide */
.main-nav a{ position:relative; }
.main-nav a::after{
  content:""; position:absolute; left:0; right:100%; bottom:-2px; height:2px; background: var(--amber);
  transition: right .25s ease;
}
.main-nav a:hover::after, .main-nav a[aria-current="page"]::after{ right:0; }

/* Accordion body slide */
.faq-item .faq-body{ animation: fadeIn .25s ease; }
@keyframes fadeIn{ from{ opacity:0; } to{ opacity:1; } }

/* ---------- Callback popup ---------- */
.popup-overlay{
  position: fixed; inset: 0; z-index: 300;
  display:flex; align-items:center; justify-content:center;
  padding: 20px;
  background: rgba(8,20,18,.6);
  backdrop-filter: blur(4px);
  opacity:0; visibility:hidden;
  transition: opacity .3s ease, visibility 0s linear .3s;
}
.popup-overlay.show{
  opacity:1; visibility:visible;
  transition: opacity .3s ease, visibility 0s linear 0s;
}
.popup-card{
  width: 100%; max-width: 380px;
  background: var(--white);
  border-radius: var(--radius-lg);
  overflow:hidden;
  box-shadow: 0 30px 60px rgba(5,20,18,.35);
  transform: scale(.92) translateY(14px);
  opacity:0;
  transition: transform .4s cubic-bezier(.2,.9,.25,1.2), opacity .3s ease;
}
.popup-overlay.show .popup-card{
  transform: scale(1) translateY(0);
  opacity:1;
}
.popup-top{
  position:relative;
  background: linear-gradient(150deg, var(--ink) 0%, var(--ink-2) 100%);
  color: var(--white);
  text-align:center;
  padding: 36px 28px 30px;
}
.popup-close{
  position:absolute; top:14px; right:14px;
  width:32px; height:32px; border-radius:50%;
  background: rgba(255,255,255,.14); border: none; color: var(--white);
  font-size:1.2rem; line-height:1; display:flex; align-items:center; justify-content:center;
  transition: background .2s ease, transform .2s ease;
}
.popup-close:hover{ background: rgba(255,255,255,.26); transform: rotate(90deg); }
.popup-badge{
  display:inline-flex; align-items:center; gap:9px;
  background: var(--white); color: var(--ink);
  border-radius: 999px; padding: 9px 18px 9px 12px;
  margin-bottom: 22px; box-shadow: 0 6px 16px rgba(0,0,0,.16);
}
.popup-badge svg{ width:26px; height:26px; flex-shrink:0; }
.popup-badge-text{ display:flex; flex-direction:column; line-height:1.15; text-align:left; }
.popup-badge-text strong{ font-family: var(--font-display); font-size:.92rem; color: var(--ink); }
.popup-badge-text small{ font-family: var(--font-mono); font-size:.6rem; letter-spacing:.06em; text-transform:uppercase; color: var(--slate); }

.popup-phone-ring{
  position:relative; width:72px; height:72px; margin: 0 auto 20px;
  border-radius:50%; background: rgba(255,255,255,.12); border: 1px solid rgba(255,255,255,.32);
  display:flex; align-items:center; justify-content:center;
}
.popup-phone-ring svg{ width:28px; height:28px; color: var(--white); }
.popup-phone-ring .ring{
  position:absolute; inset:-8px; border-radius:50%;
  border: 2px solid rgba(255,255,255,.4);
  animation: popupPulse 2s ease-out infinite;
}
.popup-phone-ring .ring.ring-delay{ animation-delay: .7s; }
@keyframes popupPulse{
  0%{ transform: scale(.78); opacity:.85; }
  100%{ transform: scale(1.4); opacity:0; }
}

.popup-top h3{ color: var(--white); font-size:1.3rem; margin-bottom:6px; }
.popup-top p{ color:#C9D6E4; font-size:.88rem; margin:0; }

.popup-bottom{ padding: 26px 28px 28px; }
.popup-checklist{ margin-bottom: 20px; }
.popup-checklist li{ display:flex; align-items:center; gap:10px; font-size:.92rem; padding:7px 0; color: var(--charcoal); }
.popup-checklist svg{ width:17px; height:17px; color: var(--teal); flex-shrink:0; }
.popup-call{ display:flex; align-items:center; justify-content:center; gap:8px; }
.popup-hours{ text-align:center; font-family: var(--font-mono); font-size:.78rem; color: var(--slate); margin-top:14px; }

@media (max-width: 420px){
  .popup-top{ padding: 30px 20px 24px; }
  .popup-bottom{ padding: 22px 20px 24px; }
}

/* ---------- Responsive ---------- */
@media (max-width: 980px){
  .hero-grid{ grid-template-columns: 1fr; }
  .plans-grid{ grid-template-columns: 1fr; }
  .plan-card.featured{ transform:none; order:-1; }
  .why-grid{ grid-template-columns: 1fr; }
  .services-grid{ grid-template-columns: repeat(2,1fr); }
  .feature-strip .container{ grid-template-columns: repeat(2,1fr); }
  .footer-grid{ grid-template-columns: 1fr 1fr; }
  .stat-row{ grid-template-columns: repeat(2,1fr); }
  .team-grid{ grid-template-columns: 1fr; }
}
@media (max-width: 720px){
  .main-nav{ display:none; }
  .nav-toggle{ display:flex; }
  .header-cta .phone-pill span.label{ display:none; }
  .services-grid{ grid-template-columns: 1fr; }
  .footer-grid{ grid-template-columns: 1fr; }
}